Some types of aid are based on proving financial need, such as grants, which do not need to be repayed. Financial need refers to the difference between the amount you and your family are able to contribute and the overall cost of your education (including tuition, books, supplies, room and board, transportation, and personal expenses). EFSC publishes annual Cost of Attendance estimates that are used as part of the aid eligibility equation. We also have a calculator tool that can help you estimate your costs — and our Fast Facts brochure can be helpful.

You must also have obtained a standard high school diploma, a diploma from a state-recognized equivalent home school program, or a GED®.

To determine if you qualify for financial aid, you must:

1. 1. Enroll in a financial aid-eligible EFSC program for the purpose of obtaining a bachelor's degree, an associate degree, or a certificate that is enough credit or clock-hours to qualify, and
      
      
   2. Submit an application for financial aid including any required forms you're asked to complete. Any student may qualify for some type of aid, such as student loans, so we encourage every student to apply.

Financial aid can only be used to fund courses that are required for your declared major, and because your needs can change, you must re-apply for financial aid each academic year. You are not eligible to receive student aid if you are in default on a federal or state loan, or if you owe a refund on a grant you received to attend any institution.