Open Enrollment 2025

If you do not enroll, you will not have health insurance in 2025.

To learn about your benefit options

• Visit mybenefits.myflorida.com to download the Benefits Guide that includes changes from the Florida Legislature and insurance providers, a checklist, insurance companies’ contact information, Apps, and other resources.
• Go to the YouTube Channel @StateGroupInsurance/videos to watch provider videos.
• View HR's Employee Briefing. [PowerPoint Version]  [PDF Version]

For the latest news about state benefits, follow DMS on social media

• Facebook: @Florida DMS
• LinkedIn: Florida Department of Management Services
• X formerly known as Twitter: @FloridaDMS

Resources for 2025 Open Enrollment

• DMS mailed your login ID via the U.S. Postal Service, along with a temporary password, plus your statement of eligible benefits. If you have not received your information from DMS, please call People First at 866-663-4735.
• Benefit selections will be made online using the state's People First platform during Open Enrollment. When you set up your account there, you will need to change the temporary password.
• Once Open Enrollment begins, if you have questions, call 866-663-4735 (TTY users call 866-221-0268) to reach the People First Service Center weekdays from 8 AM to 6 PM, ET.

Overview of 2025 Benefits

Medical Insurance

• PPO: Florida Blue Standard PPO, High-Deductible PPO
• HMO: Aetna Standard HMO, High-Deductible HMO
• Health Savings Account (HSA): Even if you selected an HSA through FBMC for 2024, you will need to select a different HSA through People First for 2025.
• The College will continue to cover the employee-only cost of the premium through June 30, 2025, fiscal year end.

Medical Insurance for Dependents

If you are covering dependents, please be prepared to upload copies of acceptable verification documents:

• Child Dependents: Birth or Adoption Certificate
  (or court documentation showing your name as the child’s foster parent or legal guardian)
• Spouse Dependents: Marriage Certificate
  (or the first page of the Tax Return Transcript for your filed IRS form; a copy may be requested at www.irs.gov/individuals/get-transcript or by calling the IRS at 800-908-9946)

DO NOT SUBMIT DEPENDENT DOCUMENTS UNTIL AFTER YOU HAVE ENROLLED IN ONE OF THE PLANS DURING OPEN ENROLLMENT.

Adult children may be added to a medical plan through age 26 with acceptable verification documents — or through age 30 if they meet the following criteria:

• Are unmarried and do not have a dependent;
• Are Florida residents, or are full-time or part-time students;
• Are not enrolled in any other health coverage policy or group health plan;
• Are not entitled to benefits under Title XVIII of the SS Act unless the child is a handicapped dependent child.

Dental

There is a choice of four plans — Prepaid Dental Plan, PPO Dental Plan, Indemnity with PPO Dental Plan, and Indemnity Dental Plan, with a variety of providers for each. Review each plan to ensure that you choose the one that will best cover the dental care needed for you or for you and your family. The College will continue to cover the employee-only cost of the premium through June 30, 2025, fiscal year end.

Life Insurance

Life insurance options are administered through Securian Financial. The College will continue to cover the employee cost for one-times salary life insurance through June 30, 2025, fiscal year end.

Insurance Costs

The College will pay premium costs for the employee-only health and dental insurance choices and
for one-times-salary life insurance through the fiscal year ending June 30, 2025.

Vision

The Humana Vision Plan is the only option offered.

Flexible Spending Account (FSA)

The new FSA is administered by Chard Snyder. If you have an Eagles FSA for 2024, be sure to submit all of your 2024 claims by April 15, 2025.

Pharmacy

OptumRx is the program administrator, which includes Walgreens, CVS, Walmart, Publix, and independent pharmacies.

Short-Term / Long-Term Disability

If you have a policy with One America for either Short-Term or Long-Term Disability, you may keep it as a personal-pay plan.